TXMarketPulse

Compare Two Loans

Side‑by‑side comparison of two scenarios. We show P&I, taxes/insurance/HOA, and an initial‑month PMI estimate (if LTV > 80%). Lifetime totals exclude PMI.

Estimates only. For next steps,get pre‑approved.

Scenario A

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$450,000.00

Down amount: $90,000.00

Monthly: $600.00

Monthly: $200.00

Initial‑month PMI (if LTV > 80%): $0.00

Loan Amount

$360,000.00

Monthly P&I

$2,334.95

Monthly Escrow

$800.00

Initial PMI

$0.00

Total Interest (life)

$480,583.13

Total P&I (life)

$840,583.13

Total Paid (ex‑PMI)

$1,128,583.13

Scenario B

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$450,000.00

Down amount: $90,000.00

Monthly: $600.00

Monthly: $200.00

Initial‑month PMI (if LTV > 80%): $0.00

Loan Amount

$360,000.00

Monthly P&I

$2,216.58

Monthly Escrow

$800.00

Initial PMI

$0.00

Total Interest (life)

$437,969.49

Total P&I (life)

$797,969.49

Total Paid (ex‑PMI)

$1,085,969.49

Differences (A − B)

Positive numbers mean A is higher.

Monthly P&I

$118.37

Monthly Escrow

$0.00

Initial PMI

$0.00

All‑in (1st mo)

$118.37

Total Interest

$42,613.64

Total Paid (ex‑PMI)

$42,613.64